1. Collect All Necessary Documents: Gather PAN card, Aadhaar card, Form 16, salary slips, bank details, Form 26AS, AIS, and proofs for deductions under Sections 80C, 80D, etc.
2. Choose the Correct ITR Form: Most salaried individuals should file using ITR-1 (Sahaj)—suitable for income from salary, one house property, and interest from savings or deposits.
3. Log In to the e-Filing Portal: Visit www.incometax.gov.in, and log in using your PAN and password to begin the return filing process.
4. Review Pre-Filled Data: Cross-check auto-filled details like salary, TDS, and deductions using Form 16, Form 26AS, and AIS to ensure accuracy.
5. Claim Tax Deductions: Enter eligible deductions under Sections 80C, 80D, 80E, etc., for investments, insurance, tuition fees, and medical expenses.
6. Calculate Your Tax Liability: Compute total taxable income and determine your tax payable based on the applicable slab for FY 2024–25.
7. Pay Self-Assessment Tax (If Required): If any balance tax is due, pay it online through Challan 280 before submitting your return.
8. Submit Your ITR: Double-check all details, select the correct Assessment Year (2025–26), and file your return online.
9. E-Verify Your Return: Complete the process by e-verifying via Aadhaar OTP, net banking, EVC, or digital signature.
10. Save the Acknowledgment: Download and store the ITR-V acknowledgment as proof of successful filing for your records and future reference.